Deposit Accounts IRA Share Certificates
| IRA Share Certificates |
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1, 2, and 5 year IRA Certificates with a minimum balance of $1,000. Dividends post and compound monthly with a 3 month dividend penalty for early withdrawal.
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| As of May 1st, 2010 members need to use the Darden EFCU name when they visit a shared branch! |
| Up to certificate term | Rate +3.00% |
| 6 to 60 months | 4.00% |
| Open ended | 9.75 - 11.75% |
| 6 to 36 months | 10.00 - 17.00% |
| 37 to 60 months | 11.00 - 17.90% |
| Salary Advance | 15.00% |
| Revolving credit | 10.95% |
| Summer Special! | |
| July 1 thru September 30, 2010 | |
| up to 36 months | 1.95 - 13.95% |
| 37 to 60 months | 2.95 - 16.95% |
| 61 to 84 months | 3.95 - 16.95% |
| Buy any Hybrid or Alternative Fuel vehicle and save 1% off our regular low loan rates or by any vehicle that gets 30+ MPG HWY and save 0.50% off our regular low loan rates. |
| 12 to 24 months | 6.00 - 14.00% |
| 25 to 48 months | 6.50 - 15.00% |
| 49 to 60 months | 7.00 - 16.00% |
| 61 to 84 months | 7.75 - 17.40% |
| 8 to 12 years | 8.75 - 15.75% |
| Up to 80% LTV | 6.00% |
| Up to 90% LTV | 7.00% |
| 6 to 60 months | 5.25% |
| 61 to 120 months | 5.75% |
| 121 to 180 months | 6.25% |
| 6 to 60 months | 5.75% |
| 61 to 120 months | 6.25% |
| 121 to 180 months | 6.75% |
| APR+ | APY± |
|---|
| $100.00-$2,499.99 | 0.10% | 0.10% |
| $2,500.00-$9,999.99 | 0.25% | 0.25% |
| $10,000.00 and up | 0.50% | 0.50% |
| All Balances | 0.10% | 0.10% |
| Minimum Balance $50 | 0.50% | 0.50% |
| Dividend Rate | 0.10% | 0.10% |
| All Balances | 0.10% | 0.10% |
| 6 month term | 0.66% | 0.66% |
| 12 month term | 0.91% | 0.91% |
| 24 month term | 1.32% | 1.33% |
| 12 month term | 0.91% | 0.91% |
| 24 month term | 1.32% | 1.33% |
| 60 month term | 2.26% | 2.28% |
