Deposit Accounts Share/Savings Accounts
| Share/Savings Accounts |
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A share/savings account will be the first account opened at DEFCU. Dividends are paid on an average daily balance and posted the last day of each quarter. Rates are based upon market conditions and Credit Union financial condition at the end of each quarter. Payroll deductions can be set up.
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| Monthly Drawing for E*Statement and BillPay-e Plus customers, win $$$. Discounted loan rates on fuel efficient automobiles and hybrids too! Click here... |
| Up to certificate term | Rate +3.00% |
| 6 to 60 months | 4.00% |
| Open ended | 9.75 - 11.75% |
| 6 to 36 months | 10.00 - 17.00% |
| 37 to 60 months | 11.00 - 17.90% |
| Salary Advance | 15.00% |
| Revolving credit | 10.95% |
| Summer Special! | |
| July 1 thru September 30, 2010 | |
| up to 36 months | 1.95 - 13.95% |
| 37 to 60 months | 2.95 - 16.95% |
| 61 to 84 months | 3.95 - 16.95% |
| Buy any Hybrid or Alternative Fuel vehicle and save 1% off our regular low loan rates or by any vehicle that gets 30+ MPG HWY and save 0.50% off our regular low loan rates. |
| 12 to 24 months | 6.00 - 14.00% |
| 25 to 48 months | 6.50 - 15.00% |
| 49 to 60 months | 7.00 - 16.00% |
| 61 to 84 months | 7.75 - 17.40% |
| 8 to 12 years | 8.75 - 15.75% |
| Up to 80% LTV | 6.00% |
| Up to 90% LTV | 7.00% |
| 6 to 60 months | 5.25% |
| 61 to 120 months | 5.75% |
| 121 to 180 months | 6.25% |
| 6 to 60 months | 5.75% |
| 61 to 120 months | 6.25% |
| 121 to 180 months | 6.75% |
| APR+ | APY± |
|---|
| $100.00-$2,499.99 | 0.10% | 0.10% |
| $2,500.00-$9,999.99 | 0.25% | 0.25% |
| $10,000.00 and up | 0.50% | 0.50% |
| All Balances | 0.10% | 0.10% |
| Minimum Balance $50 | 0.50% | 0.50% |
| Dividend Rate | 0.10% | 0.10% |
| All Balances | 0.10% | 0.10% |
| 6 month term | 0.66% | 0.66% |
| 12 month term | 0.91% | 0.91% |
| 24 month term | 1.32% | 1.33% |
| 12 month term | 0.91% | 0.91% |
| 24 month term | 1.32% | 1.33% |
| 60 month term | 2.26% | 2.28% |
