| Line of Credit |
|
Loans are open-ended and allow you to have a limit of 15% of your annual salary. You can access your limit all at once (to consolidate higher interest obligations, etc.) or take as little as $500 at a time. Payments are $5 per $100 balance or portion thereof. Requires excellent credit history. |
BEWARE OF SCAMS DEFCU will NEVER send an e-mail asking you to verify your personal account information. Please DO NOT respond to any e-mails saying they are from: Credit Union, NCUA, CUNA, the FBI or CIA. These are all attempts to steal your identity. |
| Up to certificate term | Rate +3.00% |
| 6 to 60 months | 4.00% |
| Open ended | 9.75 - 11.75% |
| 6 to 36 months | 10.00 - 17.00% |
| 37 to 60 months | 11.00 - 17.90% |
| Salary Advance | 15.00% |
| Revolving credit | 10.95% |
| Summer Special! | |
| July 1 thru September 30, 2010 | |
| up to 36 months | 1.95 - 13.95% |
| 37 to 60 months | 2.95 - 16.95% |
| 61 to 84 months | 3.95 - 16.95% |
| Buy any Hybrid or Alternative Fuel vehicle and save 1% off our regular low loan rates or by any vehicle that gets 30+ MPG HWY and save 0.50% off our regular low loan rates. |
| 12 to 24 months | 6.00 - 14.00% |
| 25 to 48 months | 6.50 - 15.00% |
| 49 to 60 months | 7.00 - 16.00% |
| 61 to 84 months | 7.75 - 17.40% |
| 8 to 12 years | 8.75 - 15.75% |
| Up to 80% LTV | 6.00% |
| Up to 90% LTV | 7.00% |
| 6 to 60 months | 5.25% |
| 61 to 120 months | 5.75% |
| 121 to 180 months | 6.25% |
| 6 to 60 months | 5.75% |
| 61 to 120 months | 6.25% |
| 121 to 180 months | 6.75% |
| APR+ | APY± |
|---|
| $100.00-$2,499.99 | 0.10% | 0.10% |
| $2,500.00-$9,999.99 | 0.25% | 0.25% |
| $10,000.00 and up | 0.50% | 0.50% |
| All Balances | 0.10% | 0.10% |
| Minimum Balance $50 | 0.50% | 0.50% |
| Dividend Rate | 0.10% | 0.10% |
| All Balances | 0.10% | 0.10% |
| 6 month term | 0.66% | 0.66% |
| 12 month term | 0.91% | 0.91% |
| 24 month term | 1.32% | 1.33% |
| 12 month term | 0.91% | 0.91% |
| 24 month term | 1.32% | 1.33% |
| 60 month term | 2.26% | 2.28% |
